
Location is the Lochsa River at White Sands campground, near Lolo Pass on the Idaho-Montana border, approximately 4100 ft elevation, August 17.
Case length of larvae about 10 mm.
What I first saw were these funny square cases, sticking straight out from rocks just above water level next to the river. (Look in the extreme bottom right of the picture.)

On closer inspection, they looked like this.

I'm pretty sure that those are caddisfly larvae in image 1, and the left-over cases of same in images 2 and 3. But these shots are basically "drive-by macro" -- I camped only one night at this spot and had no opportunity to follow these things through their development cycle. I'm only taking it on faith and general similarity that all three images show the same beasts, and I have no idea how the cases might transition from the flat posture shown in image #1 to the perpendicular posture shown in #2 and #3.
Any subject-matter experts out there, please feel free to chime in with additional or contradictory information about these things.

--Rik
Technical: Canon A710 IS camera, no accessories. Image #1 was shot with on-camera strobe, no diffuser, cropped to about 40% of field width.
Edit: to correct technical info.